Place milk, sugar, butter, and water in a pot and heat up. Stir until butter has melted. Pour the warm liquid into a mixing bowl and let cool to 80°F. Sprinkle the yeast on top and leave for 5 minutes. Add eggs and mix well. Stir in flour, salt, and cardamom, and work until a smooth dough. Work in the raisins and ginger. Let rise for 40 minutes, form into a loaf, and place on a parchment paper-covered baking tray. Brush with melted butter and let rise again for 30 minutes. Preheat oven to 370°F. Bake for 20–25 minutes. Cool on a wire rack and enjoy.